Merry Christmas! 2024-12-18 Wishing all our valued clients a very Happy Christmas! Thank you for your support during 2024. We look forward to working with you again in 2025! Our office will be closed from Friday 20th December 2024 and will reopen on Monday 6th January 2025. Read more
Family Guarantor Home Loans 2024-11-24 Family guarantor home loans can be a valuable option for first-time homebuyers or those with limited savings for a deposit. This type of loan allows a family member, usually a parent or close relative, to provide additional security for the loan by using their property as a guarantee. Here's how family guarantor home loans work and their potential benefits and considerations. Read more
Fixed Vs Variable Rate Home Loans 2024-11-06 Choosing between a fixed or variable rate for your home loan is a critical decision. Each type of interest rate comes with its own set of advantages and considerations. It’s important to understand the differences before deciding. Read more
First Home Buyer Incentives and Schemes in NSW 2024-09-16 If you are an aspiring homeowner in NSW, you may be eligible for a range of government schemes and incentives to help you purchase your first home. Here’s a guide to some of the initiatives currently available to support first home buyers in NSW... Read more
Equity Release 2024-08-22 Equity Release is a term used to describe a loan that enables homeowners to borrow additional funds on top of their current mortgage by accessing equity in (or taking ’cash out’ of) their existing home (what they have already paid off). The new loan amount is added to the remaining balance of the existing mortgage or added as a separate ‘top up’ loan. Read more
What Does a Finance Broker Do? 2024-06-15 Mortgage and Finance brokers play a crucial role in the process of applying for funding, acting as intermediaries between borrowers and lenders to facilitate smooth and successful transactions. Here's an overview of their essential role... Read more
The Benefits of Applying for a Pre-Approval 2024-06-07 Securing a pre-approval for a home loan is a smart move for anyone looking to buy a property. It offers several key benefits that can make the homebuying process much smoother and more efficient. Read more
The Difference Between Offset and Redraw Facilities 2024-05-01 In the world of home loans, there are various features and options available to borrowers to help manage their finances effectively. Two commonly confused features are offset accounts and redraw facilities. While both can be beneficial in reducing interest payments and saving money, they operate differently and suit different financial needs. Read more
Loan to value ratios 2024-01-16 The mortgage industry is a wide, wondrous world with a language all of its own. One of the many acronyms bandied about is ‘LVR’, which stands for ‘Loan to Value Ratio’. Here’s what it means. Read more
2023 Merry Christmas 2023-12-06 We would like to take this opportunity to thank our wonderful clients and associates for their support throughout 2023. Our staff will be enjoying a well-earned break over the Christmas and New Year period and we hope that you can too! For any urgent matters during this period, please send ... Read more
How Your Profession Can Assist In Getting A Home Loan 2023-11-23 When it comes to your mortgage, in the eyes of lenders, working in certain professions or industries can sometimes earn you special perks or benefits when applying for a home loan. Read more
Should you manage your investment property? 2023-10-18 While managing your own investment property can seem like a simple way to keep more of the rent flowing towards the mortgage, there’s a little more to it than making sure the house is standing and collecting the money. Read more
