Rental Yields – What You Need To Know 2023-09-15 Rental yield, –the rate of rental income returned against the costs of an investment property, is a great indicator of a property’s investment potential. However, you need to keep things in perspective when you factor it into your decision to purchase property. Read more
Top Tips For Negotiating A Property Price 2023-08-17 Here are our top tips to tactfully negotiate the price without ruining your chances of securing the property. Read more
Stamp Duty 2023-07-19 Stamp duty, also referred to as ‘transfer duty’, is revenue levied by states on transactions relating to the transfer of land or property. It is paid upfront and needs to be budgeted for, in addition to your loan deposit. Read more
Why Property Investors Need Savings 2023-06-15 Urgent maintenance is an unavoidable aspect of being a landlord, so having a cash buffer set aside will help you deal with any unexpected problems. Read more
Three things you need to ask your partner before you apply for a home loan together 2023-05-15 Before you apply for a home loan with your partner, there are a few discussions that you need to have that go a little beyond what you may know already. Read more
What Happens When Your Fixed Rate Term Ends 2023-04-20 As the end of your fixed rate term approaches, it’s important to plan ahead and talk to your mortgage broker about what your new, or roll-off, interest rate and repayments might be and what your options are. Read more
Who Is Involved In A Property Purchase? 2023-03-15 Buying a property is more complex than most other purchases you’ll ever make. Here are the different parties who may be involved in your home-buying process and how you can leverage their valuable experience and knowledge.. Read more
Selling Your Home? Here Are The First Steps To Take 2023-02-16 There’s more to selling your home than putting up a ‘For Sale’ sign on your front lawn. Here are the first things you should check off your list to help you get a favourable result from your investment and ensure the selling process runs as smoothly as possible. Read more
Getting Your Home Loan Approved Faster 2023-01-05 Every home loan application is unique, so the time between your first contact with your broker and approval can never be predetermined. If an application is not completed correctly, you risk delays in approval, or even being declined by potential lenders. There are, however, some things you can do to help the process move quicker. Read more
How To Avoid Paying Too Much For A Home 2022-12-12 Knowing what a property is worth is central to avoiding paying too much for it. It’s about doing your homework, knowing what you want, knowing the market and making sensible offers. Read more
How redraw facilities and offset accounts can save you money 2022-11-13 Offset accounts and redraw facilities work in similar ways. They both allow you to reduce the balance of your home loan, and therefore the interest charged, by applying extra money to your debt. Read more
When was your last home loan health check? 2022-10-14 Circumstances can change, leaving your home loan less suitable than it was originally. A home loan health check can reveal if you’re paying too much. Read more